Very few Tanzanian citizens have access to insurance services. It’s time for you to get your own insurance!
Bima.co.tz offers free information about insurance companies and brokers all around Tanzania.
Orbit Insurance – Registered in 1999, Orbit Insurance offers classic insurance products, such as motor insurance, marine insurance, health & life insurance. Tel.: +255 22 2123518
Resolution Insurance – located at Harambee Plaza (on the corner of Kaunda Drive and Ali Hassan Mwinyi Road) in Dar, Resolution Insurance Ltd. offers a long list of in-patient and out-patient plans, with unique cover options both for individuals and corporate clients (organizations, corporations, small and medium sized businesses). Fixed line: +255 22 2664435
Jubilee – with offices in Dar (Amani Place, Ohio Street 4th Floor, +255 22 213 5121) and Arusha (Ground Floor, Ngorongoro Wing AICC Building, +254 27 205 0241), plus regional resellers in every corner of the country, Jubilee is one of the well-known insurance companies in Tanzania, both for individual and corporate insurance. Individual solutions include: life insurance, medical insurance, annuity and pension products, standard insurance products (e.g. burglary, consequential loss, electronic equipment, fidelity guarantee, fire and special perils, goods in transit, money, machinery breakdown, plate glass, professional indemnity, public liability, personal accident and travel policies).
Real Insurance offers insurance in seven main areas: travel, corporate, marine, engineering, motor fleet, personal, SME and golfers’ insurance. The Real Insurance HQ is located on the 2nd Floor PPF Tower (Ohio Street/Garden Avenue). Hotline: +255 767 911 111
Strategis is the first private specialist health insurer in Tanzania (registered in 2002). The company aims to provide appropriate and affordable health insurance plans and special emergency evacuation cover for employees and their families, affinity groups and individuals alike. Strategis TZ Hotline: +255 22 2602570
Alliance Insurance Corporation Limited is one of the most respected insurers in East Africa (with local branches in Uganda and the Comoros Islands). Alliance Tanzania offers a whole spectrum of insurance packages, insuring nearly everything for individuals and companies: fire, lightning, property, material damage, motor insurance (both private and commercial vehicles), engineering, business interruption, money insurance, fidelity gurantee, goods in transit, marine (cargo), workmen compensation, bid bonds, professional indemnity, contractors (all risk), erection (all risk), machinery and electronic equipment insurance. Alliance maintains offices in Dar (Tel: +255 22 2139100), Moshi, Mwanza and Arusha, and a growing network of local partners in every regional capital and up country.
Business entities can choose various combinations of risks that will be applicable to them and can enjoy the benefits of a reduced premium as compared to the premium chargeable on individual risks.
AAR TZ is a truly East African insurance company, with local presence in Tanzania, Kenya, Uganda and Zambia. AAR Insurance offers health plans for individuals and corporations at its regional branches in Dar es Salaam (+255 022 2780020), Arusha (+255 027 2545925) and Mwanza (+255 767 678328)
Heritage Tanzania – a Tanzanian wealth management company with offices in Dar es Salaam (Oyster Bay Office Complex, 368 Msasani Road, Tel +255 22 266 4204) and Arusha (1st Floor, Sykes Building, Goliondoi Road, Tel: +255 27 2509759), offering the following products to individuals and corporate clients: Assets All Risks, Aviation, Boiler and Pressure Vessel, Bonds, Building Combined, Burglary / Theft, Business All Risks, Contractors All Risks, Directors and Officers Liability, Electronic Equipment, Employers, Liability, Erection All Risks, Fidelity Guarantee, Fire and Allied Perils, Glass Insurance, Goods in Transit Policy, Group Personal Accident, Hotel Combined Liability, Industrial All Risks, Machinery Breakdown, Marine Cargo, Money/Cash in Transit, Motor Insurance Policy, Motor Trade Risks, Office Contents, Professional Indemnity
Public Liability, Tour Operators Liability, Vodacom Faraja, Workmen’s Compensation.
General Alliance Insurance Limited is one of the leading insurers in Malawi, with a local presence in Tanzania and Zambia. Their Tanzanian head office is on the 7th Floor of Harbour View Towers on Samora Avenue (Tel. +255 22 213 9693)
They offer a full range of insurance solutions to individuals (Travel Insurance, Fire insurance, Material loss, Loss of Rent, Burglary & House Breaking insurance, All Risks for personal effects/valuables, Workmen’s Comp. for Domestic Servants, Property Owner’s Legal Liability, Occupier’s Legal Liability to Public, Personal Accident, Baggage Insurance, Motor vehicle Insurance, TP Liability per Act only, TP liability –(Includes TPPD), TP liability plus Fire & Theft, Comprehensive Cover, Electronic Equipments, break down of domestic appliances) and commercial entities/businesses/corporations (fire insurance, material loss, consequential loss, Burglary Insurance, Money Insurance, Fidelity Guarantee, All Risks Insurance, Group Personal Accident, Workmen’s Compensation, Employer’s Liability, Motor Vehicle Insurance, TP Liability per Act only, TP liability (incl. TPPD), TP liability plus Fire & Theft Comprehensive Cover, Marine cargo/Goods in Transit, Electronic Equipment, Machinery Breakdown, Material Damage, Consequential Loss, Public Liability and Product Liability).
Alliance Life offers Group Life / Group Disability Insurance, Group Credit Life Business, Group Micro Credit Insurance / Sacco’s Business, Group Mortgage Protection Insurance, Group Funeral Insurance and Keyman Insurance. Alliance Life‘s clients are drawn from the Manufacturing, Financial Services, Public and Private Sector companies, Microfinance Institutions and Saccos (Savings And Credit Co-operatives). You can find detailed information on their website AllianceLife.co.tz or calling their Dar es Salaam head office (Exim Tower, Ghana Avenue) on +255 22 2103300
Reliance offers insurance products in 7 different areas: Travel, Motor (Types of motor insurance, Motor insurance classes), Liability (Public Liability Work Injury Benefits (WIBA), Contractors all risk, Professional Indemnity, Employers Liability), Property (Burglary/House Breaking, Fire & Perils, Goods-in-Transit, All Risks, Domestic Package), Theft (Money Insurance, Fidelity Guarantee), Marine, Aviation, Personal Accident (Group Personal Accident, Individual Personal Accident, Student Personal Accident)
Micro Ensure focuses on two areas: 1) Health and 2) Multi-risk products. Among many other products, the popular mobile insurance cover “Airtel Insurance” is also powered by Micro Ensure.
Milembe – Milembe’s offering can be divided into 3 different types of insurance products: I) Personal Products (Burglary, Domestic Package, Electronic Equipment, Fire, Fire & Allied Perils, Machinery Breakdown, Motor, Personal Accident, Plate Glass, Travel), II) Business Products (All Risks, Burglary, Business Interruption, Fidelity Guarantee, Fire, Fire & Allied Perils, Goods in Transit, Liability, Machinery Breakdown, Marine, Money insurance, Motor, Personal Accident, Plate Glass, Professional,m Indemnity, Workmen’s Compensation) and III) Bonds Products (Advance Payment, Bid, Customs Bond, Performance).
Milembe Insurance has two offices in Dar es Salaam: the HQ at 23 Karume/Tumbawe Street in Oyster Bay (+255 22 266 7167), and the City Branch in Upanga (2nd Floor Viva Towers, Ali Hassan Mwinyi Road, +255 22 213 7698)
Sanlam – Sanlam Life Insurance Limited (formerly known as African Life Assurance Company Limited under AFLife.co.tz) offers great products in two main areas of insurance: i) personal insurance (travel and life insurance, funeral cover, disability and critical illness cover) and institutional insurance (group life assurance, group credit life assurance, group funeral (last expense) and group endowment solutions. Hotline: +255 22 212 7151 (Dar es Salaam head office: Amani Place, 9th Floor, Ohio Street)
goldstoneinsurance.co.tz – Goldstone Insurance has a wide range of products: such as life insurance, a medical/health scheme, and non-life insurance covers, such as: Motor Insurance, Fire and Perils, Workmen’s Compensation Insurance, Office burglary Insurance, Fire Insurance, Money Insurance, Fidelity Guarantee, Electronic equipment, Domestic package policy, Public liability, mortgage Insurance, All Risks Insurance, Valuable goods on transit, Marine insurance, Goods on transit, and many more… you can find Goldstone Insurance on Togo Street in Kinondoni (Dar), Phone: +255 757 325 638
Note: as of November 2016, their website goldstoneinsurance.co.tz has been offline for months – that’s why we don’t link to them anymore.
Ole Insurance Brokers – Ole Insurance Brokers LLC is a privately owned and operated insurance broking company, registered in Tanzania in 2016, with a growing network of regional offices and representatives across the country.
JSW Group – JW Seagon is one of the leading international private medical insurance brokers in East Africa (Tanzania, Uganda, Kenya, Burundi, Rwanda)
NIKO – with branches in Dar es Salaam (Samora Avenue / Morogoro Road) and Mwanza (NSSF Building)
NIC is a 100% government-owned insurance companies in Tanzania, the first of its kind (founded in 1963). NIC offers nationwide branch coverage by having agents and brokers all across the country.
IGT stands for the Insurance Group of Tanzania, located in on the 12th Floor of the NIC Investment House on Samora Avenue. Their main products include property insurance, marine & aviation insurance, and accident insurance.
MGen Tanzania, registered in 2006 in Tanzania, is a subsidiary of the Madison Financial Services Company of Zambia (founded in 1990). The company has branches in Dar es Salaam, Arusha, Mbeya and Mwanza and offers all sorts of insurance, including engineering and agricultural insurance.
Demaco – Demaco Surveyors and Loss Adjusters Ltd, Indira/Bridge Street, Dar. Tel.: +255687666000
TIRA – the Tanzania Insurance Regulatory Authority coordinates insurance policy and other matters relating to insurance in Tanzania.
NHIF – the National Health Insurance Fund is a Public institution ensuring that health care services to employees in the public, private, other groups are available, accessible and affordable to contributing members and their respective legal dependants. Established in 2001, the NHIF is the largest alternative health financing option (scheme) in Tanzania.